| 1 | SAVINGS ACCOUNT | KSHS |
|---|---|---|
| Minimum Balance (Account opening) | 1,000.00 | |
| Minimum interest earning balance | 5,000.00 | |
| Interest on savings accounts | 5% per annum | |
| 2 | SERVICE FEES | |
| Amount falling below minimum balance | 100.00 | |
| Interest on 1 month Advance | 10% p.m. | |
| Interest on 3 months Advance | 4% p.m. | |
| Interest on 6 months Advance | 4% p.m. | |
| Interest on 12 months Advance | 1.16% p.m. | |
| Salary Advance | 5% p.m | |
| Karibu Advance | 1.08% p.m | |
| School fees | 0.083% p.m | |
| Nawiri loan | 1.16% p.m | |
| Jibebe loan | 1.25% p.m | |
| Zawadi Loan | 1.33% p.m | |
| Jiinue loan | 1.33% p.m | |
| Emergency Loans | 1.00% p.m | |
| College fees loan | 1.16% p.m | |
| School fees loan | 1.16 % p.m | |
| Transfer of funds | 100.00 | |
| Standing order (Set up) | 100.00 | |
| Standing order (per item) | 200.00 | |
| Standing order payment | 100.00 | |
| Certificate of balance | 100.00 | |
| Withdrawal above Kshs.50,000.00 without notice | 1% | |
| Withdrawal over the counter once a week | Free | |
| Withdrawal before lapse of 5 days | 30.00 | |
| Closing of account without 7 days notice | 300.00 | |
| Closing of account with 7 days notice | 100.00 | |
| Salary processing (monthly) | 200.00 | |
| Electronic funds transfer | 300.00 | |
| Credit clearing (cheque, money order, drafts etc) | 100.00 | |
| Local cheques | 100.00 | |
| Up country cheques | 200.00 | |
| Bankers cheques (over Co-op charges) | 50.00 | |
| Statements (Quarterly) | Free | |
| FOSA Loan form | kshs.100 | |
| BOSA Loan form | Kshs.200 | |
| CHEQUES CLEARING PERIOD | ||
| Ufanisi | 1 working day | |
| Other local/up country cheques | 5 working days | |
| Dishonored cheques (above bank charges) | Kshs.1,000.00 | |
| Extra statements | Kshs.50.00 | |
| RELEASE OF LOAN | ||
| Account holders | Free | |
| Non-account holders | 1% of disbursement |
|
Bankers |
100.00 |
|
Bulk |
5.00 |
|
Close |
300.00 |
|
Close |
500.00 |
|
Cash |
30.00 |
|
Certificate |
100.00 |
|
Cheque |
200.00 |
|
Received |
500.00 |
|
Cheque |
100.00 |
|
Cheque |
200.00 |
|
Cheque |
0.00 |
|
Cash |
0.00 |
|
Dishonoured |
1,000.00 |
|
Defalcated |
500.00 |
|
Eft |
300.00 |
|
10% |
0.00 |
|
Additional |
100.00 |
|
Jumbo |
100.00 |
|
Loan |
30.00 |
|
BOSA |
100.00 |
|
Msacco |
20.00 |
|
Msacco |
20.00 |
|
Msacco |
103.00 |
|
Msacco |
10.00 |
|
Msacco |
50.00 |
|
Salary |
200.00 |
|
Statement |
100.00 |
|
Standing |
100.00 |
|
Standing |
100.00 |
|
Standing |
100.00 |
UFANISI DT SACCO LTD MINIMUM DEPOSIT CONTRIBUTION
| AMOUNT LOAN(KSHS) |
DEPOSITS CONTRIBUTIONS KSHS |
|
|---|---|---|
| 1 | 0 – 200,000 | 3,600 |
| 2 | 200,001 – 500,000 | 3,800 |
| 3 | 500,001 – 750,000 | 4000 |
| 4 | 750,001 – 1,000,000 | 5000 |
| 5 | 1,000,001 – & Above | 6000 |
