|
Details
|
Amount (KSHS)
|
|---|---|
|
SAVINGS ACCOUNT
|
|
|
Minimum Balance (Account opening)
|
1,000.00
|
|
Minimum interest earning balance
|
5,000.00
|
|
Interest on savings accounts
|
5% per annum
|
|
SERVICE FEES
|
|
|
Amount falling below minimum balance
|
100.00
|
|
Interest on 1 month Advance
|
10% p.m.
|
|
Interest on 3 months Advance
|
4% p.m.
|
|
Interest on 6 months Advance
|
4% p.m.
|
|
Interest on 12 months Advance
|
1.16% p.m.
|
|
Salary Advance
|
5% p.m
|
|
Karibu Advance
|
1.08% p.m
|
|
School fees
|
0.083% p.m
|
|
Nawiri loan
|
1.16% p.m
|
|
Jibebe loan
|
1.25% p.m
|
|
Zawadi Loan
|
1.33% p.m
|
|
Jiinue loan
|
1.33% p.m
|
|
Emergency Loans
|
1.00% p.m
|
|
College fees loan
|
1.16% p.m
|
|
School fees loan
|
1.16% p.m
|
|
Transfer of funds
|
100.00
|
|
Standing order (Set up)
|
100.00
|
|
Standing order (per item)
|
200.00
|
|
Standing order payment
|
100.00
|
|
Certificate of balance
|
100.00
|
|
Withdrawal above Kshs.50,000.00 without notice
|
1%
|
|
Withdrawal over the counter once a week
|
Free
|
|
Withdrawal before lapse of 5 days
|
30.00
|
|
Closing of account without 7 days notice
|
300.00
|
|
Closing of account with 7 days notice
|
100.00
|
|
Salary processing (monthly)
|
200.00
|
|
Electronic funds transfer
|
300.00
|
|
Credit clearing (cheque, money order, drafts etc)
|
100.00
|
|
Local cheques
|
100.00
|
|
Up country cheques
|
200.00
|
|
Bankers cheques (over Co-op charges)
|
50.00
|
|
Statements (Quarterly)
|
Free
|
|
FOSA Loan form
|
100.00
|
|
BOSA Loan form
|
200.00
|
|
CHEQUES CLEARING PERIOD
|
|
|
Ufanisi
|
1 working day
|
|
Other local/up country cheques
|
5 working days
|
|
Dishonored cheques (above bank charges)
|
1,000.00
|
|
Extra statements
|
50.00
|
|
RELEASE OF LOAN
|
|
|
Account holders
|
Free
|
|
Non-account holders
|
1% of disbursement
|
| Bankers Cheque Charges | 100.00 |
| Bulk sms | 5.00 |
| Close Account With Notice | 300.00 |
| Close Account With No Notice | 500.00 |
| Cash Withdrawal Charges | 30.00 |
| Certificate Of Balance | 100.00 |
| Cheque Deposit Charges Local | 200.00 |
| Received Cheque Stoppage Payment | 500.00 |
| Cheque Deposit Charges Inhouse | 100.00 |
| Cheque Deposit Charges Upcountry | 200.00 |
| Cheque Withdrawal Charges Before Maturity | 0.00 |
| Cash Withdrawal Over 100000 No Notice | 0.00 |
| Dishonoured Cheque above Bank Charges | 1,000.00 |
| Defalcated cheque replacement | 500.00 |
| Eft Charges | 300.00 |
| 10% Excise Duty Charges | 0.00 |
| Additional extra cheque | 100.00 |
| Jumbo Link services | 100.00 |
| Loan Standing Order Fee | 30.00 |
| BOSA Loan Transferred To FOSA for Payment Charges | 100.00 |
| Msacco Balance | 20.00 |
| Msacco deposit charge | 20.00 |
| Msacco withdrawal charge | 103.00 |
| Msacco Statement | 10.00 |
| Msacco Transfer | 50.00 |
| Salary Processing | 200.00 |
| Statement Charges | 100.00 |
| Standing Order | 100.00 |
| Standing Order set up | 100.00 |
| Standing Order Stop Payment | 100.00 |
UFANISI DT SACCO LTD MINIMUM DEPOSIT CONTRIBUTION
| AMOUNT LOAN(KSHS) | DEPOSITS CONTRIBUTIONS KSHS | |
|---|---|---|
| 1 | 0 – 200,000 | 3,600 |
| 2 | 200,001 – 500,000 | 3,800 |
| 3 | 500,001 – 750,000 | 4000 |
| 4 | 750,001 – 1,000,000 | 5000 |
| 5 | 1,000,001 – & Above | 6000 |